For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,” the Illinois State University junior said. “I found out I wasn’t always able to buy the things I wanted.” His parents introduced him to the concepts of budgeting, saving, and money management. He has taken that advice to heart and is now regularly saving.

Saving is important for young adults, Johnnie said. “As young adults, we don’t realize how much money we have our hands on because we’re constantly spending.”  He said his parents taught him that “saving is a habit and it’s essential to living.” Those lessons were reinforced in the financial literacy classes Johnnie enrolled in through his school and business program. Read his story.

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All over Texas people just like you are proving that you don’t have to be rich to build wealth. As members of Texas Saves, they are paying off their debts, and saving to reach their financial goals. We can help, with tips and tools to help you set goals, develop strategies to reach those goals, and start saving. So what are you waiting for? Enroll in Texas Saves and start making your dreams a reality.

Building wealth starts when you set a goal and make a plan to reach that goal.   Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save.  Click on the links below to learn how to:

"If you’re a college student, you can take advantage of college or youth discounts at museums, movie theatres, and even while traveling! Often all you have to do is ask and show your college ID."
- Nicole Lowry, Arlington, VA

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